Who we are
Spanish Private Finance (spanishprivatefinance.com) is a group website of Private Finance Group UK Ltd, an international mortgage brokerage based at: 45 Holmead Road,SW6 2JD. Spanish Private Finance is a brand name of Private Finance Group Ltd which is a credit intermediary with FCA authorisation number 741190.
Our sister company: Private Finance Group EU commercial name of Finance Advisers SAS, ORIAS No. 18005285 Category: COBSP, Broker in banking transactions and payment services residing at, Paris 72 Faubourg St Honoré 75008.
PRIVATE FINANCE GROUP EU SAS makes the following declarations that: – It is registered with ORIAS as a Broker in banking operations and payment services under number n • 18005285 The registration of the PRIVATE FINANCE GROUP EU can be verified on the website of ORIAS: https://www.orias.fr; – It is not subject to a contractual obligation to work exclusively with one or more banking or financial institutions; – It does not hold any participation exceeding 10% of the capital or voting rights of the establishment of credit or financial; – No banking or financial institution,has a stake, direct or indirect, greater than 10% of the capital or voting rights of PRIVATE FINANCE GROUP EU other than PRIVATE FINANCE GROUP UK ltd; – It has not registered with a banking or financial institution during the previous year any share greater than a third of its turnover from intermediation activity.
What we do
We act as intermediary between international buyers of Spanish property and a range of Spanish Retail banks, intermediaries and International Private banks. We provide a range of options from which you can select the option that is best for your purchase.
Our charges
References to “you” or “your” are references to any person accessing this web-site (“Site”). It is free to apply for a mortgage with us. You will have no charge unless we are successful. Private Finance Group aims at an overall remuneration of 2% of the mortgage amount on each application (excluding any payment received by the bank for the possible management of assets deposited by the client). The commission structure includes Broker Fees and Bank Commission. Therefore, the broker fees will vary accordingly depending on the banks approached and how much commission they pay us.
General terms and conditions for advertisements
General disclaimer – Your rate may differ from the advertised rate. Loans are subject to status. Early settlement fees may apply. Private Finance Group UK Ltd is a credit intermediary with FCA authorisation number 741190.
YOUR PROPERTY IS AT RISK OF REPOSSESSION IF YOU DO NOT KEEP UP YOUR PAYMENTS FOR A MORTGAGE OR OTHER SECURED LOANS.
The final terms and conditions of any loan will be found in the Spanish version of the mortgage offer. Any translations into other languages do not hold weight and cannot be relied upon under Spanish law. Rates may change at any time and the final rate will only be secured once you receive your mortgage offer. All mortgages are subject to status and eligibility criteria which can change at any time. Spanish Private Finance do not guarantee that you will obtain the lowest rate on the market. We work with a panel of lenders with whom we have a track record of obtaining loan offers on a cross border basis. In some cases we may work with new providers where our knowledge of lending committee decisions may be less extensive. In which case it may be that the offer is not forthcoming from the bank in Spain.